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Over 20 years of outstanding consultancy

Africa Community – Your trusted partner for financial guidance, insurance advice and property financing for people of African heritage in Germany.

  • Property Financing & Mortgage Advice
  • Insurance Guidance & Financial Planning
  • Student Blocked Accounts & Credit Support

Financial Support & Guidance

Expert financial services tailored to the African community in Germany.

Property Financing

We help you navigate the German mortgage system (Baufinanzierung) – from your first consultation to signing the contract for your new home.

Insurance Guidance

Get clear, honest advice on health insurance, personal liability, household contents and all essential coverage you need in Germany.

Personal Financial Advice

One-on-one consultations in a familiar atmosphere – we understand your background and guide you through Germany's financial landscape.

Financial Topics & Services

Practical financial knowledge to help you build a secure future in Germany.

Student Blocked Account

Need a Sperrkonto for your visa? We guide you step by step through opening and managing your blocked account in Germany.

Credit & Loans

Understand how credit scoring works in Germany, how to build your credit history, and find the right loan for your needs.

Saving & Investing

Learn the basics of saving accounts, ETFs and investment strategies – explained simply and tailored for newcomers to Germany.

Financial Planning for Immigrants

Essential financial topics to help you settle and thrive in Germany.

Essential

Health & Liability Insurance

Public vs. private health insurance, personal liability coverage and why these are mandatory or strongly recommended in Germany.

Protection you can count on
Essential

Property Financing (Baufinanzierung)

From saving for a deposit to comparing mortgage rates – we walk you through every step of buying property in Germany.

Your path to home ownership
Essential

Personal Finance Education

Budgeting, tax basics, retirement planning (Rente) and building an emergency fund – the financial foundations you need.

Knowledge is power

Insurance & Visa Requirements for Newcomers

Essential coverage and financial tools for students, au pairs, and visa applicants settling in Germany.

ESSENTIAL

German Student Insurance

Mandatory health insurance for international students in Germany. Required for university enrollment and student visa applications. Choose between public and private options tailored to your needs.

German Student Insurance
🎓 Required for student visa & enrollment
ESSENTIAL

Educare24 – Language Course Insurance

Health insurance for language course participants and short-term visa holders. Covers the compulsory health insurance requirement for language school visas in Germany.

Educare24
🗣️ For language course visa holders
ESSENTIAL

Visitor & Au Pair Insurance

Health insurance for visitors and au pairs living in Germany. Whether you're on a family visit visa or an au pair placement, this coverage meets the mandatory insurance requirement for your stay.

Provisit Germany AU-PAIR24
👨‍👩‍👧 For visitors, au pairs & family visas
ESSENTIAL

Blocked Account & Health Insurance – Expatrio

Planning to study or take a language course in Germany? You'll need a blocked account (Sperrkonto) and mandatory health insurance as part of your visa requirements. Expatrio offers both in one convenient package.

A blocked account is required when no Declaration of Commitment (Verpflichtungserklärung) has been issued by a resident, company, family member, or friend in Germany.

However, even if a Declaration of Commitment exists, compulsory health insurance is always required — for students, language learners, au pairs, and all other visa types.

GET THE EXPATRIO PACKAGE →
🏦 Blocked account + health insurance bundle

Get Your Free Financial Consultation Today!

Contact

Opening Hours

Mon – Fri: 08:00 – 18:00

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Your satisfaction is what drives us.